Real Estate Investor Application

Tell us about you, the property, and the financing request. Add as many owned properties as needed.

KARPATA FINANCE GROUP

Real Estate Investor Application

This is now a single-page application. Complete the sections that apply to your transaction, then submit when you are ready. Social Security Numbers are not requested here; if one is later required for credit or underwriting, Karpata will collect it through an appropriate secure process.

Stored Securely

Your submitted application is stored securely. Notification emails contain only a limited application notice and do not include the full application.

FINANCING REQUEST

Tell us what you are financing.

Start with the requested loan and transaction structure.

Requested Loan AmountProperty ValueTransaction TypePurpose of LoanRequested ProgramDesired Closing Date

PROPERTY INFORMATION

Tell us about the subject property.

Provide the property details we need to evaluate the financing request.

Street AddressCityStateZIP CodeNumber of UnitsProperty TypeOther Property TypeWill title be held in an entity?Entity NameVerifiable AssetsMost Recent Listing Date (Refi)List PriceYear Acquired (Refi)Original CostPurchase PriceImprovementsImprovement / Rehab BudgetAfter Renovation / Construction ValueApplicant intends to occupy more than 14 days/year?Co-Applicant intends to occupy more than 14 days/year?

APPLICANT INFORMATION

Tell us about the applicant.

We collect only the information needed for an initial financing review. Social Security Numbers will be collected later only if required.

No Social Security Number required at this stage.If credit authorization or underwriting requires an SSN, a Karpata team member will request it later through an appropriate secure process.

Applicant

First NameLast NameDate of BirthPhoneEmailMarital StatusResidency StatusPrimary ResidenceHousingYears at ResidenceEstimated Mid FICO

Co-Applicant

Add Co-Applicant

First NameLast NameDate of BirthPhoneEmailMarital StatusResidency StatusPrimary ResidenceHousingYears at ResidenceEstimated Mid FICO

REAL ESTATE OWNED

Properties you currently own

Add every property owned by the applicant or co-applicant. The Add Property button creates additional rows as needed.

Property Address	Type	Current Value	Existing Mortgage	Monthly Rent	Monthly Payment

CREDIT HISTORY

Recent credit events

Please answer the following for the applicant and any co-applicant or guarantor.

Bankruptcy within the last 2 years?Foreclosure within the last 2 years?Short sale within the last 2 years?

AGREEMENT & ACKNOWLEDGEMENT

Review and certify the application.

Please read the acknowledgement before signing electronically.

Each undersigned represents to the lender and its actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns that the information provided in this application is true and correct as of the date signed and acknowledges that intentional or negligent misrepresentation may result in civil and/or criminal penalties; that the requested loan will be secured by a mortgage or deed of trust on the property described; that the property will not be used for an illegal or prohibited purpose; and that statements in this application are made for the purpose of obtaining a business-purpose mortgage loan.

The undersigned further acknowledges that the property will be occupied as indicated; the lender and related parties may retain an original or electronic record of the application whether or not the loan is approved; the information may be continuously relied upon and must be amended if material facts change before closing; delinquent payment information may be reported to consumer reporting agencies; ownership or administration of the loan may be transferred as allowed by law; no representation or warranty is made regarding the property condition or value; and an electronic signature is intended to be as effective as an original written signature.

Acknowledgement: Each undersigned authorizes verification of information contained in this application and the obtaining of information or data relating to the requested loan for legitimate business purposes, including information from sources named in the application or a consumer reporting agency.

Applicant Electronic Signature (type full legal name)Applicant Signature DateCo-Applicant Electronic SignatureCo-Applicant Signature Date

Not a commitment to lend. Submission of this application does not constitute approval, a rate lock, or a commitment to extend credit. All financing is subject to lender eligibility, underwriting, valuation, title, documentation, and applicable law.

Not ready to submit?Use Capture Application to securely save the information entered so far. You can keep working on this page afterward.