Multifamily Financing

Small multifamily, apartments and value-add rental properties require a different underwriting lens than 1–4 unit residential investment loans.

From 5-unit rentals to apartment communities.

Unit count, occupancy, rent roll quality, property condition, debt yield, DSCR and sponsor experience all influence structure.

5–8 unit small multifamily
9+ unit apartment properties
Acquisition and refinance
Value-add and bridge scenarios
Stabilized permanent debt

Typical data package

Rent roll, trailing operating statement, current occupancy, taxes, insurance, property condition, renovation scope if applicable, borrower experience and requested structure.

Submit Multifamily Scenario